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Qarz-e-Hasna

Interest-Free Educational Loans (Qarz-e-Hasna) – Ihsan Trust

 

Iqra University, in collaboration with Ihsan Trust, is committed to ensuring that financial difficulties do not prevent deserving students from pursuing higher education.

Through a signed Memorandum of Understanding (MoU), eligible students can benefit from interest-free educational loans (Qarz-e-Hasna), repayable through easy and manageable instalments.

This financial assistance is offered on a need-cum-merit basis, supporting academically deserving students who require financial help to continue their studies at Iqra University.

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How to Apply

  1. Online Registration: Students can apply directly through the Ihsan Trust online portal by creating an account.

  2. Application Submission: Complete the online application form and submit the required information and documents.

  3. Application Review: Ihsan Trust will assess applications according to its eligibility criteria, considering both financial need and academic merit.

  4. Panel Interview: Shortlisted applicants will be invited for an interview with the Ihsan Trust panel, where eligibility, financial assistance, repayment arrangements and other relevant details will be discussed.

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Easy Repayment Plan

 

Flexible repayment plan starting from Rs. 3,000/month, with adjustable installments based on the student’s financial capacity and remaining amount payable after graduation.

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Eligibility Criteria

 

Current Iqra University Students:

Minimum CGPA 2.5 or above: Applicants must have a current CGPA of 2.5 or above in their degree program to be eligible for consideration.

 

New Admissions/Applicants

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Minimum 60% for Intermediate students: Students who have completed Intermediate must have secured at least 60% marks to meet the eligibility criteria.

Minimum 70% for O/A Level students: Students with O/A Level background must have obtained at least 70% marks (or equivalent grades) in their results.

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Application Process

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Students can apply directly through the Ihsan Trust portal:

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Apply Now – Ihsan Trust Portal

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Application Steps:

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  • Complete the online application form

  • Submit required financial documents

  • Appear for an assessment/interview

  • Upon approval, funds are disbursed directly to the University

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